Payment gateway: service for online credit card authorization in real time.
If you want your customers to pay by credit card in your web shop, besides making the web shop you need to enable online credit card authorization in real time. This service is offerd by a number of Croatian companies, which are called gateways and online payment systems for online payment. Payment gateway in your web shop, at the time of purchase, connects with the bank / card houses over the Internet and checks the credibility of the credit card holder. Transactions and checks will be performed in real time and it all takes a few seconds.
When the customer enters all the information requested and click the "Buy" button, your web store is associated with a payment gateway that is associated with matching bank or credit card company. Bank or credit card company checks your credit card (the validity of credit card and payment ability of the buyer). If the data is correct, the customer receives confirmation of successful orders and purchase is concluded. If the data is not correct, the customer receives a message which shows why his order was not accepted and how it can be corrected.
If you want to receive payments from abroad, then you need a payment gateway especially, because foreigners prefer credit cards. All of the above payment gateway systems provide support for foreign credit card payments.
Procedure to enable online payment by credit card:
a) contact directly the payment gateway company that will provide you with contact information of people in the bank / credit card company with whom you sign a contract about acceptance of credit cards in your web shop.
b) Request connection to the payment gateway you choose, by contacting the payment gateway company.
c) Inform Kopaweb on the selected payment gateway.
d) Send Kopaweb all the information you received from the payment gateway company you selected (username, password and instructions)
e) After that, Kopaweb will complete the integration process in cooperation with the payment gateway company.